Where Should I Put My Money? Real Estate Or The Stock Market?

For months, we have been saying that investors should stay away from government and investment grade bonds. When cash rich companies like, IBM, Microsoft, Pepsi, Walmart, and McDonald’s can issue debt at yields near or below 1% for 3 years, you have to question the intelligence of the bond market. Finally, this December, it seems as if we got the correction that we have been looking for.

Additionally, commodities began to move up, especially oil. As a result, gas prices increased to around $2.50 per gallon. In California, they have moved up to 2.95%. Leave it to California. Earlier in the week, California got the A-OK to put even more stringent standards on the books. That is not going to help California’s recovery. Now, CAs big budget fight is spilling over to issuing IOUs.

The largest bankruptcy in the history of America recently happened when the huge commercial real estate-mall owner operating company General Growth declared bankruptcy – roughly 9.7 billion dollar bankruptcy…the largest in U.S. history. To begin to understand this, Wikipedia lists the GDP of over 191 countries – 69 of which are smaller than this one bankruptcy. Search Wikipedia for global GDP or go to my website..

Wells Fargo managed a No. 1 ranking between October 1, 2009 and September 30, 2010 for the Small Business Administration 7(a) loan. The bank issued 91 SBA loans with a total value of $31.9 million. The bank was the second leader in terms of ARC loans. The bank issued loans for a combined European recovery fund value

If you and the bad check writer bank at the same place, ask your bank to monitor the bad check writer’s account for funds. You might also look into small claims court. You could try calling a local collection agency in your phone book to see if they will work to collect the returned check for a small fee. If this is your choice, be sure to ask them what they would do to collect the check and how long the efforts will last. Be sure you also keep a copy of the check. If the check is NSF, you may also be able to resubmit the check around the time when most people are paid.

Personally, I hope that a certain amount of debate happens before funds are earmarked. So far, no actual amount has been mentioned, which is causing me to hold on to my wallet for dear life. No, I am not against helping people. What I do oppose is rebuilding in areas that are prone to future devastation and loss of life. Quite frankly, I do not know if there is an amount of money we could spend — even if we had it — that would protect area residents should a repeat performance ever occur, which is likely to happen once again.

You don’t have the power to take addiction away from your loved one, but you do have the power to give him a good push toward help. You can get educated on addiction, talk to doctors, and find a good treatment program. Once you’re ready, you can gather family and friends together and hold an intervention. You can give him an ultimatum.

Above all else, we can certainly pray to the Lord for the rescue of the many people and animals who remain stranded and/or homeless as well as for the sustained recovery effort. Hurricane Katrina was a terrible natural disaster, but as with any event of this magnitude so many hearts have been pricked to help those who have been hurt. Certainly, that can’t be a bad thing.

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